:root{--bg:#f5f8fc;--surface:#fff;--ink:#132133;--muted:#5b6a7c;--brand:#b7672a;--brand-2:#6b2e1c;--line:#dbe5ef;--shadow:0 18px 48px rgba(19,33,51,.12);--radius:24px;--container:min(1120px,calc(100% - 40px))}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at top,#fff 0%,var(--bg) 35%,#eef4fa 100%);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.7}img{display:block;max-width:100%;height:auto}a{color:inherit;text-decoration:none}.container{width:var(--container);margin:0 auto}.header{position:sticky;top:0;z-index:10;background:rgba(245,248,252,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(219,229,239,.85)}.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:-.04em}.mark{width:44px;height:44px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(145deg,var(--brand),var(--brand-2));color:#fff}.nav{display:flex;gap:18px;align-items:center;color:var(--muted);font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:999px;font-weight:800;border:1px solid transparent;transition:.2s ease}.btn-primary{background:linear-gradient(145deg,var(--brand),var(--brand-2));color:#fff;box-shadow:0 16px 34px rgba(23,59,99,.18)}.btn-secondary{background:#fff;border-color:var(--line);color:var(--brand)}.btn:hover{transform:translateY(-1px)}.hero{position:relative;overflow:hidden;min-height:680px;display:grid;align-items:center;isolation:isolate;background:#10243a}.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,36,58,.86),rgba(16,36,58,.68) 50%,rgba(16,36,58,.12));z-index:-1}.hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.hero-content{max-width:780px;color:#fff;padding:106px 0}.eyebrow{display:inline-flex;padding:8px 14px;border-radius:999px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.10);font-weight:800;font-size:.9rem}.hero h1{margin:22px 0 18px;font-family:Georgia,'Times New Roman',serif;font-size:clamp(2.8rem,8vw,5.7rem);line-height:.94;letter-spacing:-.05em}.hero p{max-width:66ch;margin:0 0 30px;color:rgba(255,255,255,.84);font-size:1.12rem}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.section{padding:86px 0}.section-head{max-width:760px;margin-bottom:30px}.section-head h2,.page-hero h1{font-family:Georgia,'Times New Roman',serif;letter-spacing:-.045em}.section-head h2{margin:0 0 12px;font-size:clamp(2rem,4.4vw,3.45rem);line-height:1.02}.section-head p,.page-hero p{margin:0;color:var(--muted);font-size:1.05rem}.grid{display:grid;gap:18px}.services{grid-template-columns:repeat(3,minmax(0,1fr))}.service,.panel,.content{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.service{padding:24px;min-height:180px}.service strong{display:block;color:var(--brand);font-size:1.08rem;margin-bottom:10px}.service p{margin:0;color:var(--muted)}.split{display:grid;grid-template-columns:1.04fr .96fr;gap:34px;align-items:start}.panel{padding:32px}.facts{display:grid;gap:12px}.fact{display:grid;grid-template-columns:150px 1fr;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}.fact:last-child{border-bottom:0}.fact span{font-weight:800;color:var(--brand-2)}.fact p{margin:0;color:var(--muted);overflow-wrap:anywhere}.notice{background:linear-gradient(135deg,#fff,#edf4fb);border:1px solid #dbe5ef;border-radius:var(--radius);padding:28px}.notice strong{display:block;color:var(--brand);margin-bottom:8px}.notice p{margin:0;color:var(--muted)}.process{grid-template-columns:repeat(4,minmax(0,1fr))}.step{background:linear-gradient(180deg,#fff,#f5f8fc);border-radius:22px;padding:24px;min-height:220px;border:1px solid var(--line)}.step b{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:color-mix(in srgb,var(--brand) 12%,white);margin-bottom:26px}.step h3{margin:0 0 10px;font-size:1.12rem}.step p{margin:0;color:var(--muted)}.cta-band{background:linear-gradient(145deg,var(--brand),var(--brand-2));color:#fff;border-radius:28px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:22px;box-shadow:var(--shadow)}.cta-band h2{font-family:Georgia,'Times New Roman',serif;margin:0 0 8px;font-size:clamp(1.8rem,4vw,3rem);line-height:1}.cta-band p{margin:0;color:rgba(255,255,255,.8)}.footer{padding:42px 0;background:#0f1722;color:#fff}.footer-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:28px}.footer p{color:rgba(255,255,255,.72)}.footer a{color:#fff;font-weight:800}.links{display:flex;gap:16px;flex-wrap:wrap}.page-hero{padding:92px 0 40px;background:linear-gradient(135deg,var(--brand),var(--brand-2));color:#fff}.page-hero h1{margin:0 0 12px;font-size:clamp(2.1rem,5vw,4rem);line-height:1}.content{padding:34px}.content h2{margin:28px 0 12px;color:var(--brand)}.content h2:first-child{margin-top:0}.form{display:grid;gap:14px}.form 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